Tax Planning
Tax PlanningWith CPA Coordination
Preparing a return records what already happened. Planning is what changes the outcome, and it only works while the year is still open.
Scope
Where business and personal decisions meet
Entity structure, owner compensation, retirement plan design, investment location, and the timing of income all carry tax consequences, and most of them can be optimized before December. We work alongside your CPA so the strategy and the timing are right on both sides of your financial life.
Business side
Decisions made inside the business.
- PPT Entity structure
- PPT Owner compensation
- PPW Retirement plan design
- PPT Equipment purchases and timing
Personal side
Decisions made outside it.
- PPW Retirement contributions
- PPW Investment location
- PPW Timing of income
- CPA Deductions and credits
One coordinated strategy
Business and personal decisions are optimized together and reviewed with your CPA before the year closes, rather than reconciled after the fact in April.
Timing
The planning window
By the time a return is being prepared, the year has closed and the opportunities have passed. The work that changes the number happens in the months before that, which is why this runs on a calendar rather than in a single spring meeting.
Before year-end
The decisions that move the number are made before December, not during filing season.
Considered together
Compensation, entity, retirement contributions, and investments reviewed as one set rather than separately.
Alongside your CPA
We build the strategy and the timing. Your CPA prepares and files the return.